One Parade


10 Tips to Organize Your Home Finances in a Single Weekend

09/03/2014   Minimalist   4 Comments

organizing the home

Organizing your home finances may sound like an overwhelming task, but, with proper planning, you can get it all done in just a couple of days. Here are 10 tips to organize your home finances over one weekend:

Create a Filing System and File Appropriate Documents

First, you’ll want to gather all of your financial documents— utility bills, bank statements, mortgage bills or rental receipts, tax forms, and anything else relevant. When it comes to filing, you have a couple of options: paper or electronic.

If you receive most of your bills and statements through the mail, or you’re not overly familiar with computers, filing paper copies is probably the best option. Make sure you designate a labelled folder for each category, and organize your documents by dates. If you’re comfortable with technology and receive most of your statements and bills electronically, the best option for you is electronic filing. Make sure to back up all of your files. If you have paper documents, there are many ways to convert them to digital.

Create a Budget, Decide Where You Can Cut Expenses, and Plan to Establish an Emergency Fund

If you have Microsoft Excel or a similar program, you can search the internet to find a simple template for setting up your monthly budget. Be honest with yourself when setting your budget. If you spend five pounds a day at Starbucks, for example, it’s probably not realistic to cut Starbucks out of your budget entirely. You should plan for gradual changes, instead. An emergency fund is one of the most overlooked parts of a budget, but, according to Juilet Schor, professor at Boston College, it is the most important part. Ideally, you should plan to save three months of living expenses in case of an unforeseen emergency.

Set Goals and Calculate Future Expenses

Once you create your budget, you should have a better idea of how much money you have left each month to spend, save, or invest. This will help you set financial goals, such as buying a car or house in the near future. Tools such as a mortgage interest calculator can help you to better determine future expenses if you are planning to buy a house

Calculate all Debt; Make a Plan to Pay It Off, and Close Any Inactive Accounts

You should have already calculated your debt in your budget, but go back and check anyway, as you may have overlooked some of your smaller debt. Having even just a few hundred pounds of debt on a credit card or bank account can be detrimental to your credit. Plan to pay off what you can as soon as possible. In addition, closing inactive accounts will simplify your finances and improve your credit.

Organizing your home finances needn’t be overly complicated or time-consuming. In a single weekend, you’ll be well on your way to being financially sound!

Image source: 1


4 Comments


Read These Similar Posts!






Ideas to Transform a Dull Corner Into a Focal Point

08/26/2014   Decor   Leave a Comment

If you have a dull corner in your home that you find yourself looking at and wondering, “what can I do to make that better? Make it a focal point?”, look no further because we are here to help you out. Turning a boring, drab and dull corner into a focal point that will make your guests and you smile is not that hard nor is it that expensive. Let’s take a look at some of the easiest tips to brighten up any drab corner.

Screen Shot 2014-08-26 at 4.27.43 PM

Using a creative and different TV stand in a dull corner that is taken up by TV or a media unit is one of the best ways you can better the space. By making the area about more then just the Television or media center you will add a little pop to the area. While when you have the Television on it can be a focal point but when it is off, it is just another set unless you add a little pop of unique shape and color.

Screen Shot 2014-08-26 at 4.27.52 PM

TV stand/coffee table & media stand from Zespoke

Along the same lines as the TV unit is a media stand. Instead of just stacking DVD’s or CD’s any kind of media you have on their own, or in a dull shelf you can add a drop of color with a smooth shaped stand that has a colorful trim. This will make the area turn into a pretty focus with minimal effort.

Screen Shot 2014-08-26 at 4.28.00 PM

If the area is not only drab but dark you could try giving it some extra light. A lamp that is both brightening and unique in an area will give an instant focal and conversation piece to any formally boring corner. It is a simple fix and one that will help with the light in your room too.

Screen Shot 2014-08-26 at 4.28.12 PM

Miro lamp & bottle vases from the Olive Tree Company

If lighting is not your style and you prefer something more natural you can give vases with fresh or silk flowers a try. Flowers have long been a focal point in any room and there is no reason you can’t use them for your corner as well.


Leave a Comment


Read These Similar Posts!






Review: Soap and Glory The Righteous Butter

07/01/2014   Beauty   4 Comments

soap and glory righteous body butter soap and glory righteous body butter

Soap and Glory The Righteous Butter

Price: $22.00 USD for 10.1 fl oz

The Good:

  • Long lasting fragrance
  • All-day moisture for very dry skin
  • Great packaging for full body moisturizing
  • Vegan
  • Not tested on animals

The Bad:

  • Parabens
  • Strongly-perfumed to the sensitive

Ingredients:  Aqua (Water), Butyrospermum Parkii (Shea Butter), Glycerin, Cetearyl Alcohol, Glyceryl Stearate, Cocos Nucifera (Coconut) Oil, Theobroma Cacao (Cocoa) Seed Butter, Rosa Moschata Seed Oil, PEG-100 Stearate, Dimethicone, Parfum (Fragrance), Phenoxyethanol, Dipropylene Glycol, Hexyl Cinnamal, Methylparaben, Carbomer, Propylene Glycol, Ethylparaben, Tocopheryl Acetate, Hydroxyethylcellulose, Limonene, Butylphenyl Methylpropional, Potassium Hydroxide, BHT, Linalool, Benzyl Salicylate, Aloe Barbadensis Leaf Extract, Geraniol, Glyceryl Acrylate/Acrylic Acid Copolymer, Tetrasodium EDTA, Alpha-Isomethyl Ionone, Citral, Propylparaben, Ascorbyl Palmitate, Disodium EDTA, Butylparaben, Isobutylparaben

Full Review

One of the most popular products from the Soap and Glory brand, The Righteous Body Butter is best described as a rich moisturizer with long-lasting perfume fragrance. The cream is great if you have dry skin and will not leave any type of residue. However, because it’s a body butter, it will take a while to completely sink in. A little goes a long way, making the product worth the price. If you’re still apprehensive, try their lotion version of the same formula!

The scent is described as Soap & Glory’s signature Pink Fragrance combined with fresh bergamot, mandarin, rose, jasmine, peach, strawberry, oakmoss, and amber with woody and warm vanilla notes. The smell is very signature to the Soap and Glory brand, walking the line between sweet and musk, and lasts for many hours before wearing off. This moisturizer can replace your perfume, but don’t attempt to mask it with one because the scent is just too strong. This can be a downside to the cream for those with sensitive noses.

The only other downside to this product is the amount of parabens in the ingredients, used to prolong the freshness.  Parabens are still very controversial in the ‘natural beauty’ world, so you’ll have to weigh the pros and cons here to decide if this product is worth it. I think it is!

Where to Purchase


4 Comments


Read These Similar Posts!






Be Friendly: Design Your Home with an Ecological Budget

06/23/2014   Decor, Minimalist   7 Comments

eco-friendly home

There is a good chance that you will do a number of things in your home and community with the environment in mind. After all, you will want to protect the world and its atmosphere for yourself and generations yet to come.

Despite your efforts, there is probably more that you could do, especially during times of improvement and change. A common example is investing in an electric or hybrid car when it comes time to upgrade your motor.

Yet you could consider using these same principles inside your home when you want to reorganize or decorate. There are plenty of opportunities here to make ‘friendlier’ choices that are good to your pocket and the environment. If you are interested about what this would or could involve, read on to get a bit of green home inspiration.

Think energy efficiency

Saving money can be very rewarding, especially when it goes hand in hand with being more eco-aware. That is why you should assess your home for energy efficiency; luckily there are some beautiful ways to tackle any problems you may currently face. Leaky windows and doors are a common culprit, but these days there are so many designs available that it makes sense to spend the money on new panes and panels to save it in the long run.

If you are interested, there are less expensive ways to improve energy efficiency at home such as drought excluders but you may need to spend a bit of time looking for practical but stylish solutions.

Look to your feet

What flooring do you currently have in your home? Maybe it is carpet, or perhaps you have laminate laid down. Whatever it is, you might be looking for a change. There are some types of wood such as mahogany that are very precious and rare, and will not be ideal from an eco-friendly point of view. However using websites such as tedtodd.co.uk, it is possible to have the environment in the forefront of your mind by choosing reclaimed wood flooring such as oak and pine.

In terms of carpet, you could also look for rugs and mats that are made from recycled materials as this could also reduce your carbon footprint.

Reduce, reuse, recycle

The next theme to explore is the well-known phrase: ‘reduce, reuse, recycle’. Minimalists will be keen to learn how they can ‘reduce’ more, so if this is you, you may want to think about ‘impact’ rather than physical items in your home. If you are a fan of plastic and manufactured items, do some research into the impact these productions have on the planet, as well as suitable alternatives. For those who can reuse, consider buying second hand to lower your reliance on factory made goods from new.

Of course there are many other ways to design on an eco-budget, and we would love to hear about the techniques you use in your own home. So please leave us a comment below!

Image source: 1


7 Comments


Read These Similar Posts!






Kartell Release Their New “Precious” Collection

06/21/2014   Decor   Leave a Comment

kartell

The 2014 Milan Design Week brought all sorts of different furniture together, with designs from across the world. Among the many new furniture designs, Kartell Furniture unveiled their “Precious” collection, which caught a lot of attention and continues to find itself in the furniture and fashion news. This flashy furniture drew a lot of eyes and promises to be one of the sets that has the most sales and style potential in the near future.

A Truly Precious Collection

The Precious Kartell series gets its name from the fact that Kartell wanted to highlight the elegant luxury and high value of the furniture. The pieces have an element of sophistication about them that manages to convey a sense of beauty without being too flashy. The furniture and accessories includes essentials such as chairs and tables as well as room dressing pieces such as lamps, drawers, and shelves. This enables somebody who is interested in this sleek new design to either choose a few pieces of the line to help complete their vision of an eclectic room or to fully immerse themselves in the Precious design, decorating an entire room or even an entire home with this new style of furniture.

Plastic gets its Day

Everything in the Precious Kartell collection has a metallic look to it. The furniture finishes come in colours such as gold, bronze, silver, copper, and gun metal gray. However, the actual material is not metal, but rather a high-quality plastic. This gives the furniture line the same sort of durability and strength that people associate with metal designs while keeping the costs more reasonable and making the furniture itself lighter and easier to move. Kartell has been working on mining the full possibilities that plastic offers as a furniture material, and thankfully technology has finally managed to catch up with the desires of the furniture fashion world.

Making a Room Precious

The Precious design brings a lot to a room. The furniture itself has a highly technological, almost futuristic feel to it. It also has a sense of sophistication and elegance. It can be added to a room that has sparse decorations, or it can be used to enhance other accessories already in an area. This furniture is especially great if you have some high quality lighting in the areas where it will be placed. Such lighting will highlight the sparkling quality of the metallic finish. Even though the items in this line-up are all made of plastic, they provide the same sort of energy and feel that metal does. At the same time, the more flexible plastic frame allows for a better sense of comfort than unyielding metal would. It has been a long time coming, but plastic is finally getting its chance to shine thanks to the Precious Kartell line. Providing everything that metal has to offer along with the sophistication, technological innovation, and overall ease of use that plastic has to offer, this is a unique line of furniture that has made major waves ever since its introduction in April.


Leave a Comment


Read These Similar Posts!